Spirit Lake, IA Profile: Facts & Data

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Spirit Lake, Iowa - Basic Facts

The City of Spirit Lake had a population of 5,100 as of July 1, 2020. Spirit Lake ranks in the upper quartile for Population Density when compared to the other cities, towns and Census Designated Places (CDPs) in Iowa. See peer rankings below.

The primary coordinate point for Spirit Lake is located at latitude 43.4222 and longitude -95.1022 in Dickinson County. The formal boundaries for the City of Spirit Lake encompass a land area of 4.55 sq. miles and a water area of 0.02 sq. miles. Dickinson County is in the Central time zone (GMT -6). The elevation is 1,473 feet.

The City of Spirit Lake (GNIS ID: 2395928) has a C1 Census Class Code which indicates an active incorporated place that does not serve as a county subdivision equivalent. It also has a Functional Status Code of "A" which identifies an active government providing primary general-purpose functions.

The City of Spirit Lake is located within Township of Center Grove, a minor civil division (MCD) of Dickinson County.


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Spirit Lake, IA Data & Demographics (As of July 1, 2020)

POPULATION

Total Population 5,100 (100%)
Population in Households 4,991 (97.9%)
Population in Families 3,800 (74.5%)
Population in Group Quarters1 109 ( 2.1%)
Population Density 1,135
Diversity Index2 12
 
 

INCOME

Median Household Income $55,605
Average Household Income $79,270
% of Income for Mortgage4 12%
Per Capita Income $35,380
Wealth Index5 90
 

HOUSING

Total HU (Housing Units) 2,905 (100%)
Owner Occupied HU 1,634 (56.2%)
Renter Occupied HU 644 (22.2%)
Vacant Housing Units 627 (21.6%)
Median Home Value $157,719
Average Home Value $218,689
Housing Affordability Index3 209
 

HOUSEHOLDS

Total Households 2,278
Average Household Size 2.19
Family Households 1,326
Average Family Size 3
NOTES
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

GROWTH RATE / YEAR

2010-2020 2020-2025
Population 0.65% 0.48%
Households 0.64% 0.44%
Families 0.55% 0.31%
Median Household Income   0.94%
Per Capita Income   1.43%
Owner Occupied HU   0.7%

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Spirit Lake, IA - Peer Comparisons by Rank and Percentile

The table below compares Spirit Lake to the other 1,008 incorporated cities, towns and CDPs in Iowa by rank and percentile using July 1, 2020 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 80 92nd
Population Density # 220 78th
Median Household Income # 614 39th
Housing Affordability Index # 339 34th
Per Capita Income # 225 78th
Diversity Index # 449 55th

Additional comparisons and rankings can be made with a VERY EASY TO USE Iowa Census Data Comparison Tool.

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